The following Disclaimers, Terms and Conditions apply to josephinecorcoran.com hereby known as “OUR SITES”.

General Disclaimer

When browsing OUR SITES, accessing the free resources or purchasing products or services, the user acknowledges that they are responsible for their own actions and only agrees to take action that he/she considers appropriate considering their own values and beliefs.

No Professional Advice

The information contained in or made available through OUR SITES (including but not limited to information contained on message boards, in text files, or in chats) cannot replace or substitute for the services of trained professionals in any field, including, but not limited to, financial, medical, psychological, or legal matters. In particular, you should regularly consult a doctor in all matters relating to physical or mental health, particularly concerning any symptoms that may require diagnosis or medical attention. We and our licensors or suppliers make no representations or warranties concerning any treatment, action, or application of medication or preparation by any person following the information offered or provided within or through the Sites. Neither we nor our partners, or any of their affiliates, will be liable for any direct, indirect, consequential, special, exemplary or other damages that may result, including but not limited to economic loss, injury, illness or death. You alone are responsible and accountable for your decisions, actions and results in life, and by your use of the Sites, you agree not to attempt to hold us liable for any such decisions, actions or results, at any time, under any circumstance.

Earnings Disclaimer

When addressing financial matters in any of OUR SITES, videos, newsletters or other content, we’ve taken every effort to ensure we accurately represent our programs and their ability to improve your career and life or grow your business and improve your financial circumstances. However, there is no guarantee that you will get any results or earn any money using any of our ideas, tools, strategies or recommendations. Nothing on OUR SITES is a promise or guarantee of earnings. Your level of success in attaining similar results is dependent upon a number of factors including your skill, knowledge, ability, dedication, business savvy, network, and financial situation, to name a few. Because these factors differ according to individuals, we cannot and do not guarantee your success, income level, or ability to earn revenue. You alone are responsible for your actions and results in life and business. It should be clear to you that by law we make no guarantees that you will achieve any results from our ideas or models presented on OUR SITES, and we offer no professional legal, medical, psychological or financial advice.

Purchase of Digital Products

Josephine Corcoran Holistic Executive Coach (JCHEC) makes available a range of coaching products in digital format for purchasers to download. All products are guaranteed against defects. We will gladly replace any products found defective for up to 60 days, so please use/listen to your product within that time frame.

Purchase of live events, training or seminar programs.

Josephine Corcoran Holistic Executive Coach makes available a range of live events, trainings and seminars. Josephine Corcoran Holistic Executive Coach reserves the right to cancel any live event. In the event of a cancellation by JCHEC all monies paid will be refunded in full. We do not offer refunds on live events.

Refunds and Cancellations

The Destiny School products and bespoke Astrology Reports – please choose your products carefully as all product purchases are final. We do not refund for change of mind.

Live Events  We do not offer refunds on live events.


Many of the products available for purchase on OUR SITES come with customer satisfaction guarantee. Please read each product page carefully for information as the guarantee terms change from product to product. We don’t exchange or refund for change of mind.

Free Membership

Josephine Corcoran Career Coach offers a range of tools, templates and resources for ‘members’ of the josephinecorcoran.com website. Please see our PRIVACY POLICY for more information on how we protect the data we collect.


1. Ownership

This website at the domain http:www.josephinecorcoran.com / (Website) is operated by Josephine Corcoran Holistic Executive Coach (ABN: 65 086 172 868) (we, us or our).

2. Acceptance of Terms and Conditions

Your access and use of the Website is conditional upon your acceptance and compliance with these terms and conditions and the Privacy Policy (Website Terms of Use).

We may amend the Website Terms of Use from time to time without notice. By continuing to use the Website you accept and are bound by the Website Terms of Use as they apply from time to time.

3. Copyright

The intellectual property in the content management system and templates powering the Website (Content Management System), and the data and content contained in the Content Management system (Licensed Content) are owned by Josephine Corcoran Holistic Executive Coach.

All other intellectual property, data and content in the Website (including the text, graphics and images) is owned by us (Our Content).

The Licensed Content and Our Content are together referred to as “Content” for the purposes of these Website Terms of Use.

Unauthorised use of any intellectual property in the Website, the Content Management System or the Content will constitute a breach of the Copyright Act 1968 (Cth).

Other than for the purposes of, and subject to the conditions prescribed under, the Copyright Act 1968 (Cth) (or any other applicable legislation throughout the world), or as otherwise provided for in the Website Terms of Use, no part of the Website, Content Management System or Content may in any form or by any means (including but not limited to, electronic, mechanical, microcopying, photocopying or recording) be reproduced, adapted, stored in a retrieval system or transmitted without expressly being provided for on the Website or expressly authorised in writing by us.

4. Content

The Content is liable to change at any time. We make no warranties or representations regarding the quality, accuracy, reliability, completeness, timeliness, usefulness, merchantability, fitness for purpose or safety of any or all of the Content. The Content may contain inaccuracies, errors or omissions. Any use and/or reliance on the Content is at your own risk.

The Content is intended only to provide a summary and an overview of the subject matter covered. It is not intended to be comprehensive nor should it be relied upon as a substitute for professional advice. You should seek professional advice before acting or relying on any of the Content. We are not liable for any decisions, actions or omissions that you make on reliance on such Content.

You acknowledge that you may be exposed to content that you may find to be inaccurate, offensive, indecent or objectionable and you will not hold us liable in any way for any such content.

You may only access, use and/or print the Content available on the Website for non-commercial or personal uses. All other use, copying, reproduction, republication, uploading, transmission, distribution and/or modification of the Content is prohibited unless provided for in the Membership Agreement or on the Website or expressly authorised in writing by us.

Your use of this Website and the Content and/or receipt of any Content is not intended to create nor does it create an advisory relationship between you and us, or its licensors.

5. Restrictions on Use

You must not use or launch or allow any other person to use or launch any automated system including without limitation “robots”, “spiders”, “offline readers” or software yet to be invented, that accesses any part of the Website or Content.

You must not decompile, copy, alter, modify, reproduce, publish, adapt, create a derivative work of, reverse engineer, de-code, interfere with, or in any way disassemble or otherwise the Website or Content.

You must not circumvent, disable or otherwise interfere with security-related features of the Website or Content.

6. Trademarks

All names, logos and trademarks are owned by us, or the third parties who have contributed to the Website or the Content. Nothing on the Website should be interpreted as granting any rights or any license to use or distribute any names, logos or trademarks, without express written authorisation by us or the relevant third parties.

7. Limitation of Liability

We, third parties who have contributed to the Website and third parties mentioned on the Website will not be liable for any loss or damage suffered (including, but not limited to, incidental and consequential damages, loss of profits or damages) in connection with or resulting from the receipt of, or reliance on any Content, or the use and/or access of, or inability to use and/or access, the Website and the Content.

8. Computer Virus

We do not warrant that the Website or its servers will operate free from any computer viruses or other harmful code.

If your use and/or access of the Website or the Content, or if receipt of any Content from the Website, results in the transmission of any computer virus, we will not be liable for any loss or damage suffered (including, but not limited to, consequential damages, loss of profits or damages) in connection with or resulting from such use and access.

It is your responsibility to carry out an appropriate virus check to ensure that the Website and the Content are free from viruses and other harmful code before using and/or accessing the Website and any Content.

9. Hyperlinks

The Website and Content may contain hyperlinks to other websites owned and operated by third parties (Linked Sites).

The Linked Sites are not under our control and we are not responsible for, nor do we necessarily sponsor, endorse or approve of any information or any hyperlink contained on Linked Sites. Any linking to Linked Sites is at your own risk.

You acknowledge that we have no control over, and assume no responsibility for the content, privacy policies or practices of any Linked Sites. We will not and cannot censor or edit the content of any Linked Site.

We make no warranties or representations regarding the quality, accuracy, reliability, completeness, timeliness, merchantability or fitness for purpose of any or all of the information on the Linked Sites.

We are not a party to any transaction between you and the owners or operators of the Linked Sites. Your use of and access to a Linked Site is subject to the terms of use of that site in addition to these Website Terms of Use.

You release us from any liability arising from your use or access to a Linked Site.

10. General

To the extent permitted by law, the Website Terms of Use embodies the entire understanding and agreement between you and us with respect to the Website Terms of Use.

If any part of the Website Terms of Use is deemed to be illegal, void or unenforceable, that part of the agreement will be severed to the extent of that illegality, voidness or unenforceability, without invalidating the remaining provisions.

Clauses 3 to 9 (inclusive) will survive the expiry of these Website Terms of Use.

The Website Terms of Use is governed by and will be construed according to the laws of New South Wales, Australia.